As technology becomes cheaper and more commonplace, it’s not driving us away from cities. Rather, it’s making the other attributes of place—especially human capital, social interaction and quality of life—more valuable.
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Homeownership is supposed to be the path to wealth and a comfortable retirement, but for millions of Americans, it never was. One central reason is that we’ve embraced a development pattern in which new places cannibalize the wealth of old places.
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"Developers in my city are only building luxury housing. They're not building anything that ordinary people can afford." If you’ve said this lately, or heard someone else say it, here are five possible reasons why.
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Could a new type of municipal bond help renters and homeowners find common ground in their housing priorities?
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Housing demand far outstrips supply in many cities.
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The slice of Americans who can afford a home and reap the profits off it is increasingly small. So why is homeownership still a huge mechanism for building wealth?
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This video provides a clear and compelling explanation for why homes cost so much. But there's more to the story.
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Homeownership and suburban development receive preferential tax treatment, and the market responds to incentives built into the code.
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The Trump Administration’s reconsideration of the mortgage interest deduction has sparked a wider conversation about its merit, and sources on both the left and the right seem to agree that it accomplishes very little.
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It's only a matter of time before California finds itself in another bust cycle, where the emergency of rising prices gives way to the catastrophe of falling prices—where the manic cycle ends and the depressive cycle begins.
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When the issue of housing affordability comes up again and again, it is always tied to the agreed upon narrative that Portland is growing and will continue to grow, world without end. I don't buy that.
Read MoreWhen the issue of housing affordability comes up again and again, it is always tied to the agreed upon narrative that Portland is growing and will continue to grow, world without end. I don't buy that.
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The mechanism creating inflated housing prices in cities like Portland is actually relatively simple.
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The White House takes aim at some of the our cities' worst development practices.
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The spectre of poverty haunts hundreds of American suburbs and effects millions of Americans. Let's take a look at the data behind suburban poverty: its causes, impacts and current trends.
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When there is demand to live in an area, the market should naturally respond by increasing the supply of housing.
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The decade 1997 through 2007 represented a housing bubble. The years 2011 through 2016 represent a housing recovery. Same mountain peak, two different names.
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The Oram Foundation funded the creation of "The Unintended Consequences of Housing Finance," the RPA report we've been exploring this week. Chuck Marohn interviewed Richard Oram, Chairman of the Foundation to learn about how he got interested in housing finance and what he hopes the report will accomplish.
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Federal loan programs do not support the mixed-use, multi-family development essential to these communities.
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